Private Insurance for Midwifery Care
Private Insurance for Midwifery Care
Investing in Your Care
Choosing the right care provider for your pregnancy and birth is a deeply personal and significant decision. Just as we believe in informed choice for your clinical care, we also believe in informed choice in your financial decisions. Our goal is to provide complete transparency regarding the investment involved for your care.
We thought long and hard about how to make this practice sustainable so that we can afford to practice for many years to come, but also so that we can work with clients across all income levels. For this reason, we are proud to be in-network with all Medicaid (Apple Health) plans, and accept a small number of Medicaid clients per month. Please note that we are out-of-network providers with all private insurance companies.
Our global fee of $7500 covers the entirety of your midwifery services from the moment you join our practice through your birth and postpartum period.
This $7500 fee ensures you receive continuous, personalized care without the worry of unexpected, fluctuating costs.
What Your Investment Covers:
- All Prenatal Visits: Comprehensive hour-long, unrushed visits that combine clinical expertise with holistic and compassionate support
- Midwifery Care at Your Birth: Having two Licensed Midwives as your clinical care providers at your birth
- Birth tub rental, if desired (pending availability)
- All Postpartum Visits: Personalized care and support for you and your newborn in the first six weeks postpartum, typically including visits at 1 week, 2 weeks, 3–4 weeks, and 6 weeks (plus additional visits as needed)
- Vaccines/medications for you and your baby, if desired (optional: Tdap, Vitamin K, any medications used at your birth)
- Customized labor prep tincture
Insurance Coverage for Labs, Ultrasounds, and Facility Fees
We aim to help you utilize your insurance benefits for other associated services:
- Labs drawn in our office (billed directly by LabCorp)
- Referrals for ultrasounds (performed off-site and billed by the imaging facility)
- Birth Center Facility Fee: If you plan on giving birth at the Puget Sound Birth Center, you will receive a separate bill for the Facility Fee. This fee covers the use of the space and supplies, and is typically billed directly to your insurance company.
- Hospital Transfer: In the unlikely event of a hospital transfer during labor, the resulting hospital charges (facility use, doctor fees, etc.) would be billed directly to your insurance company by the hospital.
Financial Clarity
Financial Clarity
We are committed to eliminating the stress of "surprise bills."
- No Postpartum Bills: When you are in care with us, you know exactly how much money you owe for our $7,500 global fee. There will be no surprise bills coming to you postpartum from our practice, because your investment will be paid in full by the time you are 36 weeks pregnant.
- Payment Plans: We are happy to discuss customized payment plans to make this investment manageable throughout your pregnancy.
Seeking Reimbursement: The Superbill
Although we do not bill insurance directly for our global fee, we are here to help you seek reimbursement from your carrier:
- The Superbill: At the end of your care, at 6 weeks postpartum, we will provide you with a Superbill. This is an itemized receipt of all the services you received from our practice.
- Your Submission: You can then submit this Superbill directly to your insurance company. Many plans, even those that are "out-of-network," offer partial reimbursement for midwifery services, which will be paid directly back to you.
